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altyfc
Joined: 29 Dec 2004
Posts: 1232
Location: Aardvarkland
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 Posted: Mon Aug 01, 2005 9:07 pm Post subject: What's your credit limit? |
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If you want to share the info... what does your credit card company allow you to borrow?
I have one card that allows me to borrow up to £15k but the other one I have is significantly lower. Still, that's ample most of the time. 
Aaron
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iFinancialAdviser
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Joined: 28 Dec 2004
Posts: 1699
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highpeak
Joined: 07 Jan 2006
Posts: 43
Location: Chapel-en-le-Frith, UK
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iFinancialAdviser
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Joined: 28 Dec 2004
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| Posted: Sat Jan 07, 2006 5:47 pm Post subject: |
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I just got a new card. I am also opening a new bank account next week, so it's very possible that I will apply for yet another credit card.
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highpeak
Joined: 07 Jan 2006
Posts: 43
Location: Chapel-en-le-Frith, UK
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| Posted: Sat Jan 07, 2006 7:17 pm Post subject: |
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I use my cards soley for one thing - I balance transfer the whole lot into a high interest A&L online saver account - whilst the interest free introductory offer is on the table I am earning the interest. It is only an experiment - it is something I picked up from a friend - the purpose is to earn enough interest to go most way to paying my car insurance in November 
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iFinancialAdviser
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Joined: 28 Dec 2004
Posts: 1699
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| Posted: Sat Jan 07, 2006 8:25 pm Post subject: |
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| highpeak wrote: |
| I use my cards soley for one thing - I balance transfer the whole lot into a high interest A&L online saver account - whilst the interest free introductory offer is on the table I am earning the interest. It is only an experiment - it is something I picked up from a friend - the purpose is to earn enough interest to go most way to paying my car insurance in November |
That's pretty interesting. Seems feasible in theory certainly. Let us know how it goes.
By the way, welcome to the forum.
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altyfc
Joined: 29 Dec 2004
Posts: 1232
Location: Aardvarkland
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highpeak
Joined: 07 Jan 2006
Posts: 43
Location: Chapel-en-le-Frith, UK
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| Posted: Mon Jan 09, 2006 9:56 pm Post subject: |
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Hi
At the moment I have £5K in an A+L account, so after tax I should make in the region of £200 I think. That will go a good way towards paying my insurance. I have a card whereby the monthly minimum is only £5, so when I am done I can easily pay the balance off because I never spent it as it sits in my bank account earning passively for me.
Phil
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Phil
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altyfc
Joined: 29 Dec 2004
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Location: Aardvarkland
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iFinancialAdviser
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Joined: 28 Dec 2004
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| Posted: Tue Jan 10, 2006 4:00 pm Post subject: |
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| altyfc wrote: |
I forgot to answer my own question. I have two cards which I use regularly. One has a limit of £18k and the other £2,500.
Aaron |
Company credit card or personal credit card?
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altyfc
Joined: 29 Dec 2004
Posts: 1232
Location: Aardvarkland
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Soulwatcher
Joined: 19 Apr 2006
Posts: 8
Location: Michigan, Usa
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| Posted: Wed Apr 19, 2006 2:42 am Post subject: |
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My credit limit is $5,000, thats plenty I don't want to owe any more money than that.
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inogenius
Joined: 01 May 2006
Posts: 4
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| Posted: Mon May 01, 2006 2:15 am Post subject: |
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Total my credit limit is $5,800, but that's split up amongst three cards.
My first card that I got was an Chase Visa card, that doesn't pay back any points. It has a credit limit of $700. Usually I put about $200 on it each month.
The second card I got was a Circuit City Card, which I really want to cancel. The only reason I got it was so I could purchase my laptop (which I'm posting with now) without paying interest for 6 months. Since then it's been a total PITA. The idiots won't even let me activate it.
The third card I got, and by far my favorite, is my American Express Blue cash card. I love the benefits, the cash back savings (especially on gas), and it just looks cool. |
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iFinancialAdviser
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Joined: 28 Dec 2004
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| Posted: Mon May 01, 2006 2:28 am Post subject: |
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| inogenius wrote: |
The third card I got, and by far my favorite, is my American Express Blue cash card. I love the benefits, the cash back savings (especially on gas), and it just looks cool. |
I don't have the card, but I see the design on the web. It does look cool, and I must admit that I want to have the card just because it looks cool.
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inogenius
Joined: 01 May 2006
Posts: 4
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| Posted: Mon May 01, 2006 2:29 am Post subject: |
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| iFinancialAdviser wrote: |
| inogenius wrote: |
The third card I got, and by far my favorite, is my American Express Blue cash card. I love the benefits, the cash back savings (especially on gas), and it just looks cool. |
I don't have the card, but I see the design on the web. It does look cool, and I must admit that I want to have the card just because it looks cool. |
Exactly. I almost feel important when I whip it out. Girls are usually impressed. It'll suck if it ever get's declined though. |
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